Beehave

BeeNews : l'actualité Business Technologies Automatisation

APGIS : warranty table for notaries’ employees

Women Sitted Laptop Explanation
Share on facebook
Share on twitter
Share on linkedin

Notaries and their employees all have their own pension and provident funds, the CRPCEN.. Let’s discover Apgis, the mutual insurance company that has been a partner of the notary branch in France for several years now.

Since 2016, the provident institution APGIS or the Association de Prévoyance Générale Interprofessionnelle des Salariés, has become the main partner for the management of the notary branch’s health insurance. It supports notaries and their employees throughout their career in terms of their complementary health insurance. It offers access to quality health coverage, while respecting the obligations and regulatory requirements of the profession’s collective agreement. In addition, it allows you to benefit from tax and social security advantages.

Here are the characteristics of the health contract:

  • A compulsory conventional plan for all employees of the firm and their covered dependents (spouse and children), with a minimum of 50% of the contribution financed by the employer.
  • Faster, more efficient and simplified management of reimbursements and a range of services available at all times.
  • The possibility for dependents who are not covered by the employee to benefit from the same advantages of the coverage, in exchange for a contribution at their own expense.

A complete support

Apgis offers you easy management of your membership with :

  • A company space: download of contract documents, management and information, affiliation or removal
  • A Nominative Social Declaration(NSD) service: access to the NSD parameterization form, consultation of NSDs relating to declared contributions and business reports, contact with NSD assistance.

Apgis is committed to supporting its members and their families in all circumstances by offering services to facilitate daily life such as :

  • An online policyholder area and a mobile application Apgismobile: dedicated tools to track reimbursements, access their third-party payment card at any time, carry out procedures and more.
  • Thanks to IDECLAIR, employees can benefit from an information, analysis and advice service on the main types of care such as optical, dental and hearing care. Before committing to any care and expenses, the insured person asks the health professional for an estimate and sends it to APGIS.
  • FILAPGIS is an advisory unit to prevent and support members in the face of everyday difficulties (health, family, caregiver, financial difficulties, death, etc.).
  • Fidelia assistance is a home assistance service in case of unexpected hospitalization and immobilization.

In addition to these advantageous conditions, Apgis provides an unbeatable warranty table for notaries, their employees and dependents.

The warranty table

The benefits cover several situations and are of several different kinds. Optical care and dental care represent the main areas of expenditure for the members and for the mutual insurance company itself.

Here is what is provided for these two types of care.

  • Foroptical care:

OPTICS 100% Health

The 100% Health basket covers a wide range of glasses (lenses + frames) with no remaining costs.

Yes

Simple Lenses + Frame

Equipment composed of two simple lenses and a frame. Unifocal lenses are simple vision lenses that correct a simple vision problem (myopia, astigmatism, hyperopia, presbyopia).

429 € (~ 506 USD)

Case study:

Average cost: 300 € (~ 354 USD)

Reimbursement (mutual insurance + Social Security): 300 € (~ 354 USD)

Remainder to be paid : 0 € (0 USD)

Complex Lenses + Frame

Equipment composed of two complex lenses and a frame. Complex lenses are multifocal lenses, allowing the correction of several vision problems at the same time (myopia, astigmatism, hyperopia).

429 € (~ 506 USD)

Case study:

Average cost: 700 € (~ 825 USD)

Reimbursement (mutual insurance + Social Security): 429 € (~ 506 USD)

Remainder to be paid : 271 € (~ 320 USD)

Lenses reimbursed by the Social Security (per year)

Daily, weekly or monthly lenses, whether rigid or soft

348 € (~ 411 USD)

Case study:

Average cost: 250 € (~ 295 USD)

Reimbursement (mutual insurance + Social Security): 250 € (~ 295 USD)

Remainder to be paid : 0 € (0 USD)

Context : Daily lenses can cost more than 700€ (more than 825 USD) per year while monthly lenses cost on average 220€ per year (~ 260 USD)

Corrective eye surgery

Surgical intervention to correct visual disorders (myopia, hyperopia, cataract, etc.)

500 € (~ 590 USD)

Case study:

Average cost: 1,500 € (~ 1,768 USD)

Reimbursement (mutual insurance + Social Security): 500 € (~ 590 USD)

Remainder to be paid : 1,000 € (~ 1,179 USD)

(According to APGIS)

  • Fordental care:

DENTAL 100% Health

The 100% Health basket covers a wide range of prostheses with no remaining costs.

Yes

Dental care

Dental care includes consultations for scaling or cavity treatment, but also essential surgical care.

100 % :

29 € (~ 35 USD)

Case study:

Average cost: 50 € (~ 59 USD)

Reimbursement (mutual insurance company + Social Security): 29 € (~ 35 USD)

Remainder to be paid : 21 € (~ 25 USD)

Inlay / Onlay

Prosthesis used to treat a broken, decayed or damaged tooth. It is made to measure. It is made to measure.

100 % :

100 € (~ 118 USD)

Case study:

Average cost: 400 € (~ 472 USD)

Reimbursement (mutual insurance company + Social Security): 100 € (~ 118 USD)

Remainder to be paid : 300 € (~ 354 USD)

Orthodontics reimbursed by Social Security

Orthodontics is covered for patients under the age of 16 and is reimbursed every six months.

510 % BR :

987 € (~ 1,164 USD)

Case study:

Average cost: 900 € (~ 1,061 USD)

Reimbursement (mutual insurance company + Social Security): 900 € (~ 1,061 USD)

Remainder to be paid : 0 € (0 USD)

Context : The price also depends on the duration of the treatment.

Dental prostheses reimbursed by the Social Security

A dental prosthesis is a device that replaces one or more missing teeth and sometimes the associated anatomical structures.

503 % BR :

541 € (~ 638 USD)

Case study:

Average cost: 800 € (~ 943 USD)

Reimbursement (mutual insurance + Social Security): 541 € (~ 638 USD)

Remainder to be paid : 259 € (~ 306 USD)

Context : This case study is about a dental crown (SPR50).

Implantology (per year)

A dental implant or dental anchor is a medical device that allows the placement of a dental prosthesis.

500 € (~ 590 USD)

Case study:

Average cost: 1,500 € (~ 1,768 USD)

Reimbursement (mutual insurance + Social Security): 500 € (~ 590 USD)

Remainder to be paid : 1,000 € (~ 1,179 USD)

Periodontology

Periodontology is dental medicine that specializes in the treatment of gums.

80 € (~ 95 USD)

Case study:

Average cost: 300 € (~ 354 USD)

Reimbursement (mutual insurance company + Social Security): 80 € (~ 95 USD)

Remainder to be paid : 220 € (~ 260 USD)

(According to APGIS)

Apart from these two types of care, Apgis also acts on everything related to hospitalization, medical care, appliances, alternative medicine and maternity.

Several formulas exist depending on the type of contract desired. You can have access to the different formulas directly on the APGISwebsite.

Now you know everything about Apgis and its special offer for notary agents.

For more information, please contact us!

Beehave est une solution sans engagement !

Prenez rendez-vous avec l'un de nos experts en automatisation des processus pour savoir comment optimiser votre travail. C'est simple et gratuit.

RÉSERVEZ VOTRE DÉMO